The "No-OpEx" Disruption
OverIT is acquiring 455 Glen Iris Dr NE, Atlanta to launch an immersive "Experience Center". We displace legacy vendors by eliminating monthly fees, creating a recession-proof revenue model backed by solid real estate.
Borrower Identity: Cameron Champion
Bringing decades of enterprise technology leadership, Cameron previously scaled an organization to over 1,500 employees. He is a recognized Ubiquiti-Certified Trainer applicant and the founder of WiFi-U.
"My journey taught me early that no barrier stands between me and my goals – except the ones I believe are there. The mission of this institution will leave those in its wake better."
Frictionless Synergy: The 4 Pillars
Operating four distinct business lines under a single facility overhead drastically lowers our breakeven threshold.
1. Zero-Inventory Retail
A physical showroom for the UniFi ecosystem. We hold no local stock (10% drop-ship commission), eliminating inventory risk.
2. HOA/Condo Retrofits
The "DoorKing Killer". Replacing legacy entry systems to eliminate perpetual monthly telecom/software fees for HOAs.
3. National Training
Official Ubiquiti certification courses. High-margin tuition covers base facility debt service alone.
4. Retail Modernization
Standardized network rollouts for multi-location retail brands (10-50 sites) yielding a 15% scale uplift.
Market Disruption: Eliminating OpEx
The DoorKing Killer (Mid-Market)
ButterflyMX Disruptor (Luxury)
Ability to Repay: Interactive Modeler
Stress-test the business model against the $55,200 annual debt service. Adjust the levers to view real-time Debt Service Coverage Ratios (DSCR).
Revenue Mix
NOI vs Debt Service
SBA Mandates & Risk Mitigation
SBA Job Creation Mandate
We do not employ a massive army of W-2 installers. Instead, we use our facility to train, certify, and empower independent IT professionals via Ubiquiti Academy.
By approving this loan, the SBA funds an incubator that creates tax-paying, independent small business owners.
Risk Mitigants
- Recession Resilience: Our "No Subscription" pitch becomes 2x more effective as clients look to cut OPEX in a downturn.
- Diversified Floor: Training revenue provides a stable cash flow floor that covers debt service independent of hardware sales.
- Collateral: 1st position lien on mixed-use office in high-demand Atlanta corridor (51% owner-occupied).
Back the Disruption
You have reviewed the model, the margins, and the mitigants. Secure your position in the OverIT ecosystem today.